For our Private Client offering, The Longmont Group specializes in structuring life insurance solutions for affluent individuals and their families. Our clients come to us for three basic purposes: to preserve the wealth they have created; to transfer assets to future generations; and, to accumulate assets in a tax-efficient manner.

Private clients of The Longmont Group are financially sophisticated individuals primarily comprised of senior executives, investment bankers, money managers, as well as private equity and hedge fund investors. Nearly all of these clients are referred from existing clients or professional advisors such as trust and estate attorneys, accountants, family offices and private wealth managers.

The insurance industry, like any other competitive market, is constantly introducing new products and pricing strategies. Each insurance company has a different way of assessing risk. A certain medical condition may be a concern to one company, but not another. As an independent insurance broker, The Longmont Group looks to the entire insurance marketplace for solutions that best meet our customer's financial goals. Our independence enables us to create a “risk classification auction” among the most competitive and highly rated companies for each client's unique situation. By creating a competitive market where the insurance companies bid for our clients’ business, we help ensure that each client receives a solution that meets their needs. The Longmont Group also provides superior administration services for our clients’ insurance portfolios through a systematic review of their coverage. The Longmont Group has invested in our Client Service team to act as an intermediary between our clients and the insurance companies. When a client has questions about their policy, or has a simple administrative request such as an address change, they can call our client service team for help and avoid the inefficiency of dealing directly with insurance companies.

Our clients recognize that The Longmont Group will be here to service them throughout the life of their program. This is important since life insurance is most often an individual’s longest held financial asset. The Longmont Group is structured as a professional services firm, not a traditional insurance brokerage. We have a long-term vision of the future – one that extends beyond the lives of our founders, and strives for innovation on an ongoing basis.